Yes, Liberty Mutual car insurance policies generally cover rental cars. However, the coverage you have for your rental car will depend on the specific terms of your policy.
If you have comprehensive and collision coverage on your personal vehicle, that coverage will likely extend to your rental car as well. This means that your insurance will pay to repair or replace your rental car if it is damaged or stolen, subject to your policy’s deductible and limits.
If you only have liability insurance on your personal vehicle, your Liberty Mutual policy will not cover damage to the rental car. However, you may still be able to purchase rental car insurance from the rental car company.
It is important to review your Liberty Mutual car insurance policy carefully to understand the specific coverage you have for rental cars. You can also contact Liberty Mutual customer service to ask any questions you have.
Here are some additional things to keep in mind about Liberty Mutual rental car coverage:
- Your rental car coverage is limited to the same limits as your personal auto policy. For example, if you have $25,000 in collision coverage on your personal vehicle, you will also have $25,000 in collision coverage on your rental car.
- Liberty Mutual rental car coverage applies to rental cars in the United States and Canada.
- If you are renting a car outside of the United States and Canada, you will need to purchase rental car insurance from the rental car company.