Does Panera Take Apple Pay? – A Convenient and Rewarding Payment Method

If you’re a fan of Panera Bread and wondering whether they accept Apple Pay, the answer is a resounding yes! Panera was one of the first restaurant chains to embrace this innovative payment method. Not only does Panera accept Apple Pay, but they also offer exclusive promotions for Apple Card users.

The Benefits of Apple Pay at Panera

By using Apple Pay at Panera, you can enjoy a range of benefits that make your dining experience even more enjoyable.

MyPanera Rewards

When you use Apple Pay for your transactions at Panera, you earn MyPanera rewards points. These points can be redeemed for delicious freebies like pastries, salads, sandwiches, and more. The more you use Apple Pay, the more rewards you can earn.

Daily Cash Rebate

Using Apple Pay and the Apple Card at Panera means you can receive a 3% cash back rebate on your purchase. This rebate is known as Daily Cash and can be used towards future purchases or transferred to your bank account. It’s like getting paid to enjoy your Panera meal!

Promotions and Offers

Apple Pay frequently offers exclusive promotions and deals for users at participating merchants like Panera. For example, they recently offered four months of free coffee at Panera when subscribers used Apple Pay to sign up for the MyPanera+ coffee subscription. These promotions and offers enhance your dining experience and make it even more rewarding.

How to Use Apple Pay at Panera

Using Apple Pay at Panera is incredibly easy. Here’s a step-by-step guide to help you get started:

See also  How to Format Your MacBook Pro for a Fresh Start

Step-by-Step Guide

  1. Ensure that you have an iPhone or Apple Watch that supports Apple Pay. Make sure you have the latest version of iOS installed on your device.
  2. Add your credit or debit card to your Apple Wallet. Simply open the Wallet app and follow the prompts to add your card.
  3. When it’s time to pay at Panera, hold your iPhone or Apple Watch near the NFC reader at the checkout.
  4. Use Touch ID, Face ID, or your passcode to authenticate the payment.
  5. Wait for the transaction to be approved, and you’re done!


To use Apple Pay at Panera, you’ll need:

  • An iPhone or Apple Watch that supports Apple Pay
  • The latest version of iOS installed on your device
  • A credit or debit card added to your Apple Wallet
  • A Panera location that accepts contactless payments

Alternatives to Apple Pay at Panera

If you don’t have an iPhone or prefer not to use Apple Pay, Panera offers several alternative payment options. Some of the most popular alternatives include:

Credit and Debit Cards

Panera accepts most major credit and debit cards, including Visa, Mastercard, American Express, and Discover. Simply swipe or insert your card at the register, or enter your card details when ordering online.


If you have a PayPal account, you can use it to pay for your Panera order online or through the mobile app. Just select PayPal as your payment method at checkout and log in to your account to complete the transaction.

Samsung Pay

Samsung Pay is a mobile payment service that allows you to make purchases using your Samsung smartphone or smartwatch. To use Samsung Pay at Panera, simply open the app, select your payment card, and hold your device near the card reader.

See also  How to Easily Screen Record on Your iPad

Google Pay

Google Pay is another mobile payment option that works with most Android smartphones and smartwatches. To use Google Pay at Panera, add your payment card to the app and hold your device near the card reader to complete the transaction.

No matter which payment method you choose, be sure to check for any available rewards or cashback offers. Some credit cards and mobile payment apps offer special deals when you use them to make purchases at certain retailers, including Panera.


Apple Pay is a convenient and secure payment method that Panera accepts with open arms. With its ease of use, security, and exclusive promotions for Apple Card users, it’s no wonder that Panera was one of the first restaurants to embrace this technology. So the next time you visit Panera, consider using Apple Pay for a seamless and rewarding transaction. And remember, if you want to learn more about My Blog, visit My Blog.