USAA does not offer travel insurance as a separate product. However, USAA members can purchase travel insurance through a partnership with Travel Insured International. USAA members receive a discount on Travel Insured International travel insurance plans.
Travel Insured International offers a variety of travel insurance plans, including:
- Trip Protector Lite: This plan provides basic coverage for trip cancellation, trip interruption, and medical expenses.
- Trip Protector Plus: This plan provides the same coverage as the Trip Protector Lite plan, plus coverage for lost luggage, travel delays, and rental car damage.
- Trip Protector Premium: This plan provides the same coverage as the Trip Protector Plus plan, plus coverage for pre-existing medical conditions, missed connections, and cancellation for any reason.
USAA members can purchase Travel Insured International travel insurance through the USAA website or by calling USAA Member Services at 1-800-531-USAA (8722).
Here are some tips for choosing travel insurance:
- Consider your individual needs and risk tolerance. What are you most concerned about? Trip cancellation? Medical expenses? Lost luggage?
- Compare rates from different companies. There are a number of websites that allow you to compare rates from different travel insurance companies.
- Read the fine print. Make sure you understand the terms and conditions of the policy before you purchase it.
If you are unsure which travel insurance plan is right for you, you can contact USAA Member Services for assistance.