Yes, USAA credit cards offer rental car insurance coverage. This coverage is secondary, which means that it will only pay for damages after your primary insurance has paid. USAA credit card rental car insurance coverage includes physical damage and theft, and it is available worldwide for up to 31 days.
To be eligible for USAA credit card rental car insurance coverage, you must:
- Be a USAA member
- Have a USAA credit card
- Use your USAA credit card to pay for the rental car
- Decline the rental car company’s collision damage waiver (CDW) and loss damage waiver (LDW)
If you are involved in an accident while driving a rental car, you should file a claim with your primary insurance company first. Once your primary insurance company has paid, you can file a claim with USAA for any remaining damages.
To file a claim with USAA for rental car insurance coverage, you can visit the USAA website or call USAA Member Services at 1-800-531-USAA (8722).
Here are some things to keep in mind about USAA credit card rental car insurance coverage:
- The coverage is secondary, which means that it will only pay for damages after your primary insurance has paid.
- The coverage includes physical damage and theft.
- The coverage is available worldwide for up to 31 days.
- You must be a USAA member and have a USAA credit card to be eligible for coverage.
- You must use your USAA credit card to pay for the rental car and decline the rental car company’s CDW and LDW to be eligible for coverage.
Overall, USAA credit card rental car insurance coverage is a good option for USAA members who are looking for affordable and reliable rental car insurance coverage.