usaa doordash insurance

USAA offers rideshare gap insurance coverage, which can help protect you if you have an accident while delivering food for DoorDash. This coverage is available to USAA members in all states except Hawaii, North Carolina, Michigan, Montana, New Mexico, New York, South Carolina, and Virginia.

To add rideshare gap coverage to your USAA auto insurance policy, you can call USAA Member Services at 1-800-531-USAA (8722) or log in to your USAA account and make the change online.

Here are some things to keep in mind about USAA rideshare gap insurance coverage:

  • The coverage is secondary, which means that it will only pay for damages after your primary insurance has paid.
  • The coverage covers the gap between your personal auto insurance policy and DoorDash’s insurance policy.
  • The coverage is available while you are logged into the DoorDash app and waiting for a delivery request, and while you are on your way to pick up or deliver food.
  • The coverage does not cover you while you are driving home from a delivery or while you are running personal errands.

Overall, USAA rideshare gap insurance coverage is a good option for USAA members who are looking for additional protection while delivering food for DoorDash.

Here are some tips for staying safe while delivering food for DoorDash:

  • Be aware of your surroundings and drive defensively.
  • Use a navigation app to help you get around and plan your route.
  • Be careful when parking and loading and unloading your vehicle.
  • Let someone know where you are going and when you expect to be back.
  • Keep your phone charged and have a backup plan in case of an emergency.
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By following these tips, you can help protect yourself and others while delivering food for DoorDash.

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