Apple Pay is not just a convenient way to pay for goods and services without physical currency; it also offers the opportunity to earn cash back rewards. But you might be wondering, where exactly can you get cash back with Apple Pay? Well, wonder no more! In this article, we’ll explore the major retailers that offer cash back when using Apple Pay, as well as other ways to earn rewards and make the most of this feature.
Where Can I Get Cash Back With Apple Pay?
If you’re eager to know where you can get cash back with Apple Pay, you’ll be pleased to learn that most major grocery stores, gas stations, and department stores offer this feature. Retailers such as Costco, Target, Walmart, Walgreens, and CVS are just a few examples. By linking your debit or credit card to your Apple Pay account, you can easily receive cash back on your purchases at these establishments.
Using Apple Pay at Merchants
When you use Apple Pay at a merchant, getting cash back is as simple as using a physical card. Just select your debit or credit card in the Wallet app, and hold your iPhone or Apple Watch near the payment terminal. You’ll then be prompted to confirm the transaction using your PIN, Touch ID, or Face ID.
Using Apple Pay for Online Purchases
You can also use Apple Pay for online purchases and still earn cash back. When you’re ready to check out, choose Apple Pay as your payment method, and confirm the transaction using Touch ID, Face ID, or your passcode. Your card will process the transaction like any other, and you’ll receive cash back rewards if your card offers them.
Using Apple Pay to Send Money
Apple Pay even allows you to send money to friends and family using the Messages app. Simply open a conversation, tap the Apple Pay button, and enter the amount you want to send. You can fund the transaction using your debit card, credit card, or Apple Cash balance, and the recipient will receive the money instantly.
Overall, using Apple Pay not only provides a convenient and secure way to make purchases but also offers the opportunity to earn valuable cash back rewards. Just ensure that your card offers cash back rewards and that you’re using it at a retailer that supports cash back with Apple Pay.
How to Add a Card to Apple Pay
Adding a credit or debit card to your Apple Pay account is quick and easy. Here’s how you can do it:
- Open the Wallet app on your iOS device or the Apple Wallet app on your Mac.
- Tap the “+” button in the top right corner of the screen.
- Follow the prompts to add your card information, including your name, card number, expiration date, and security code.
- Verify your card by providing any additional information required by your bank or financial institution.
Once your card is added, you can start using Apple Pay for in-store purchases, online purchases, and even sending money to friends and family using the Messages app. To make a payment with Apple Pay, simply hold your device near a contactless symbol and authenticate your payment using Touch ID, Face ID, or your passcode. You can also use Apple Pay on websites that support the service by selecting the “Apple Pay” option at checkout.
It’s important to note that not all banks and financial institutions support Apple Pay, so be sure to check with your provider before attempting to add a card. Additionally, some retailers may not accept Apple Pay, so it’s a good idea to look for the contactless symbol before making a payment.
Benefits of Using Apple Pay
When you use Apple Pay, you can enjoy several benefits that make your shopping experience more convenient and secure. Here are a few of the top benefits:
- Easy to Use: Apple Pay is incredibly user-friendly. Simply add your credit or debit card to your Wallet app, and then use your device near the contactless reader to complete your purchase. No more fumbling around with cash or cards!
- Secure Transactions: Apple Pay utilizes advanced security features to protect your financial information. Your actual card number is never shared with the merchant, as it is replaced with a unique device account number. Additionally, you’ll need to authenticate your purchase with Touch ID or Face ID, providing an extra layer of security.
- Earn Cash Back: If you have an Apple Card, you can earn cash back on your purchases when using Apple Pay. Depending on the store and the card linked to your account, you can earn up to 3% cash back on select purchases.
- Accepted at Many Locations: Apple Pay is accepted at an increasing number of merchants, both online and in-store. Whether you’re at a grocery store, a restaurant, or a gas station, chances are you can use Apple Pay.
- Track Your Spending: When you use Apple Pay, your transactions are automatically recorded in your Wallet app. This makes it easy to keep track of your spending and manage your budget effectively.
Using Apple Pay can make your shopping experience faster, more convenient, and more secure. Additionally, if you have an Apple Card, you can earn cash back on your purchases, allowing your rewards to accumulate over time.
To summarize, here are some key takeaways to keep in mind regarding cash back with Apple Pay:
- Cash back with Apple Pay is available at any store that accepts Apple Pay as a payment method, as long as the store offers cash back and you have a debit or credit card linked to your Apple Pay account.
- Apple Pay offers unlimited cash back, ranging between 2-3%, depending on the store and the card linked to your account.
- If you have an Apple credit card, you can automatically earn a percentage of your purchases back as Daily Cash.
- Some merchants even offer bonus Daily Cash when you use Apple Card with Apple Pay, so be sure to check the Wallet app for participating merchants.
Apple Pay offers a convenient way to make purchases and earn cash back simultaneously. Just make sure to double-check if the store offers cash back and ensure that you have a card linked to your Apple Pay account to take full advantage of this feature.
My Blog is here to provide you with all the latest insights and updates. So, start using Apple Pay today and enjoy the convenience and rewards it has to offer!